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HiQ ( helps the Finnish S Group (S-ryhmä
( to create the next
generation of mobile banking services. S-mobiili
which was launched in November, has had a fantastic response from
users as well as experts. The new service is a finalist in two
categories in Grand One (, a major
competition for digital solutions. With S-mobiili, HiQ strengthens
its leading position within innovative mobile banking and payment

"We want to offer the best possible solutions for our customers. The
users have given S-mobiili an average score of 4.5 stars, which is
proof that the service has really succeeded in meeting the users'
demands. Being nominated as a Grand One finalist shows that we are
forerunners in developing digital customer experience," says Jari
Sinkkonen, Head of private customer operations at S-Bank, S Group's
own in-store bank.

With S-mobiili, the S Group's customer-owners can manage their daily
financial matters while handling their purchases. S-mobiili is the
world's first mobile bank to be integrated with a retailer's customer
bonus system. The service will also simplify the customers' everyday
life with tailored discount vouchers and functionality for finding
service spots. HiQ was responsible for further developing the concept
and for technical realisation.

HiQ has earned the position as an expert within mobility and digital
banking and payment solutions. HiQ has created many successful
solutions in this area, such as the mobile payment service Swish
(, which has over one million active users.

"Nearly 20 years of experience from the telecom sector has given us a
profound knowledge, with which we can help our clients to create new
business. We are passionate about simplifying people's lives and
S-Pankki has the same incentive. We are very proud when we can help
them to reach their goals," says Jukka Rautio, Managing Director at
HiQ Finland.

The Grand One winners will be announced at an awards gala on 27 March
in Helsinki. S-mobiili is nominated in the categories "Best mobile
service" and "Best UX design".

S-Pankki ( belongs to S Group
( and is a Finnish in-store
bank with over 2.6 million customers. S-Pankki offers services for
handling daily financial errands, savings and the financing of
purchases. S-Pankki serves their customers via service spots at more
than 700 of the S-group's outlets all over Finland, as well as via
online and telephone banking. S-Pankki's services are primarily aimed
at users of the S bonus card.

For more information, please contact:

Jukka Rautio, Managing Director, HiQ Finland, tel +358 40 827 1142

Laura Manninen, acting Head of Corporate Communications HiQ, tel. +46
734 481 317

HiQ simplifies and improves people's lives through solutions within
communications and software development. The company is a leader in
these areas and has the Nordic region as its home market. HiQ employs
more than 1,300 staff and has offices both in the Nordic countries
and in Russia. HiQ is listed on the NASDAQ OMX Stockholm Mid Cap
List. For more information, please visit


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