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Zmarta Group: Zmarta Group delivered all-time high revenues during the fourth quarter

The Zmarta Group continued to deliver substantial growth in the fourth
quarter with revenues amounting to SEK 98.1 million, an increase of
40%. During the quarter the group changed its name from Freedom
Finance Group to Zmarta Group.

The Zmarta Group (Ceratiidae III AB (publ.) and its subsidiaries) has
today published its interim report for the fourth quarter 2015. The
comparative figures (in parentheses) show the fourth quarter 2014.

· Revenue for the quarter amounted to SEK 98.1 million (69.9), an
increase of 40%

· For the full year 2015, revenue amounted to SEK 347.0 million
(253.1), an increase of 37%

· Adjusted EBITDA for the quarter amounted to SEK 27.5 million
(19.1), an increase of 44%

· Operating profit for the quarter amounted to SEK 21.9 million
(10.1), an increase of 116%

· Net income for the quarter amounted to SEK 10.1 million (-5.7)
· Operating cash flow before tax and other items amounted to SEK
27.4 million (6.5), an increase of 315%

"We look back at a very eventful year during which we have entered new
markets and launched new products. As part of our strategy, the
Group's new consumer brand Zmarta has been launched across the
Nordics and we are very proud to present the interim report for the
fourth quarter showing impressive growth in both revenue and EBITDA",
says Björn Lander, CEO of the Zmarta Group.

The change of corporate name during the quarter is a strategically
important step to further enhance the investment in the consumer
finance platform Zmarta.

The report can be downloaded from

For further information, please contact:

Björn Lander, CEO, Zmarta Group
+46 431 47 47 00,

About Zmarta Group

Zmarta Group offers a range of services within consumer finance. The
group is comprised of a range of brands including Zmarta, Freedom
Finance and Centum. The company was founded in 1999, has 200
employees and has offices in Stockholm, Ängelholm, Helsinki, Oslo and
Munich. Zmarta Group is owned by H.I.G. Capital.


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